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Applications of AI in Digital Payments

Florin Boldescu

AI, or Artificial Intelligence, is a term that is becoming increasingly common in business talks and innovation circles. A growing number of leading experts are coming to realize the huge potential AI has in every single industry. The banking niche is no exception to the rule. In the banking environment, AI innovation is all about discovering the need of the…
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Florin Boldescu

Edge Computing: A New Frontier for Embedded Software Developers

In today’s data-driven world, where speed and efficiency are paramount, traditional computing models face challenges meeting the demands of real-time data processing. Researchers had to find a solution to overcome these challenges. This is where edge computing steps in, revolutionizing how we handle data by bringing computation closer to the source. This post aims to emphasize the role of embedded…
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Here’s How to Create Robo Advisors and Automated Investment Platforms in the Financial Industry

$2.5 trillion in assets managed in 2023! This is the figure forecasted to be reached by robo-advisors tools in 2023. In comparison, this is similar to India, UK, or France 2022 GDP. If you’re here looking to discover more about the fast-growing concept of robo-advisors and automated investment platforms, I want to congratulate you for making the right choice. In…
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Here’s How Blockchain Will Transform the Public Sector in the (Near) Future

Blockchain is a modern technology that involves using secure and transparent data while reducing redundancy, enabling trust between the parties involved in the data exchange, and eliminating central points of failure that could put that data in jeopardy. This allows for easier data querying, enablement of near-instant processes (i.e. smart contracts), and reducing or eliminating altogether the need for a…
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PSD2 – Securely Step into the Open-Bank Universe

It’s been over a year since PSD2, or European Union’s Payment Services Directive 2, was first released to the open public. This directive, considered by many voices in the banking industry to be the most significant regulation in Europe to affect the banking sector in the last few decades, continues to stir up controversies. However, in practice, its impact has…
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Functional Verification – lifting the veil

Introduction Over the course of 18 years in the Functional Verification field, I’ve been asked many times what it is that we actually do. Are our desks draped in wires, cables, and measurement devices? Are we testers? What exactly are we testing? What is verification? In a world dominated by software and applications, comparatively little attention is given to the…
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Why chatbots cannot learn directly from human conversations

From the series: A practical approach between myth and reality In the previous article, we presented two ways of categorizing conversational agents — more widely known as chatbots — along with their advantages, limitations, and use case scenarios. In the current post, we are focused on emphasizing how chatbots infer knowledge from human conversations through a basic rule-based system, machine learning, and…
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The power of word embeddings

Natural language processing is a messy and complicated affair but modern advanced techniques are offering increasingly impressive results. Word embeddings are a modern machine learning technique that has taken the natural language processing world by storm.

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